bibliography/references with DOIs

Please forgive the newb if this has already been addressed. I'm using Zotero 4.0.28 plug-in with MSWord for Mac 15.11.2. I did not have this problem with the MSWord for Mac 2011 version. When I try to auto-create a reference list (bibliography) in APA, it comes in like this (ignore the lack of hanging indent and italics, etc):

Hommes, M., Khan, A., Gerber, C., Kipnis, H., & Hamm, K. (2014). Out of the shadows and into the banks: Financing very small and informal enterprises. Enterprise Development & Microfinance, 25(3), 211–225. http://doi.org/10.3362/1755-1986.2014.020

Note that the doi is shown as http://doi.org/10.3362/1755-1986.2014.020; I'm being told that it should be:

doi:10.3362/1755-1986.2014.020 (which is how it used to show up in the previous version)
or
http://dx.doi.org/10.3362/1755-1986.2014.020

So when I go in to manually edit the bibliography, in the editor, it does this:
Hommes, M., Khan, A., Gerber, C., Kipnis, H., & Hamm, K. (2014). Out of the shadows and into the banks: Financing very small and informal enterprises. {\i{}Enterprise Development & Microfinance}, {\i{}25}(3), 211–225. http://doi.org/10.3362/1755-1986.2014.020

So now notice that where things should be italicized, it inserts characters {\i{} and } as if to "tag" them as being italicized, but it ends up showing up in the reference list with those characters. So when I go in just to fix the DOI, then I also have to remove all those characters and re-format items that need to be italicized. And, of course, now that I've manually over-ridden the citation, it will no longer update if the entry gets updated.

So it just seems like a) there should be a way for me to "tell" Zotero to use the right DOI format such that I don't have to even get into the editor to begin with. Like I said, this wasn't ever a problem before, and it just used the standard doi: convention without the http:/doi.org/ convention.

Am I the only one with this issue? Is there a setting I've missed? Any help will be appreciated.

TIA
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